Worthberry Ripe Most popular

Know where you’re heading, not just where you are.

Ripe syncs every bank, KiwiSaver and Sharesies account you have, sets as many budgets and goals as you need, and tells you in plain English what changed this month. Your money stops being a mystery and starts being a plan.

Get early access to Ripe See what’s included

Free during the private beta. Change or cancel any time.

Why people choose Ripe

  • Your month, explained

    The Insights widget tells you what changed, which bills are coming up and which budgets to watch, without you digging through a single chart.

  • A date for every goal

    Unlimited goals and budgets, each showing when you’ll get there at the rate you’re going. A deposit, a trip and a rainy-day fund, side by side.

  • See your KiwiSaver coming

    Forecasts show what your KiwiSaver could be worth at 65, next to NZ Super, so small changes today come with a number attached.

What’s in Ripe

Goals, insights and everything synced.

Compare every plan

Everything in Sprout, plus:

  • Unlimited bank sync and exchange connections
  • 2 prebuilt dashboards and 3 custom
  • All 17 spending categories
  • 5 categories of your own
  • Unlimited budgets and goals
  • KiwiSaver forecasts to 65
  • Insights widget

Ripe is for you if…

  • You have more than a handful of accounts, cards and loans
  • You’re saving for several things at once
  • You want to know where you’ll be, not only where you are
  • You like categories that match how you actually spend

What it costs

$27.99/month

In NZ dollars, including GST. Or pay yearly: $307.89 a year, which costs 11 months.

Worthberry is free for everyone in the private beta, and beta members hear about prices first. See every plan’s price.

Other plans

SproutJust want your banks synced?Sprout links up to 10 accounts, sorts your spending and sends alerts, without the extras.See Sprout HarvestRunning money for a household?Harvest adds unlimited dashboards, a Debt dashboard with your debt-free date, an Analytics dashboard and priority support.See Harvest

Questions about Ripe

Is my money safe?

Linking is read-only, through Akahu: you choose which accounts to share, and you can disconnect at any time. Your data is encrypted and kept secure, and it’s never sold to anyone.

Can I change plans later?

Yes. Move up, move down or cancel any time, and you keep your plan until the end of the period you’ve paid for.

Which banks can I link?

Anything Akahu connects to, including ANZ, ASB, BNZ, Westpac, Kiwibank, Co-op and TSB, plus KiwiSaver providers and Sharesies. If your bank isn’t there, you can import a CSV statement instead.

When can I start?

Worthberry is in private beta, and we’re letting people in a few at a time. Join the waitlist below and we’ll email you your invite. It’s free during the beta.

Get your spot in the beta

Free while we build it with you. We'll only email you about your invite.